LoveToKnow EngagementRings:AllComments

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Sarah - That is one option for your insurance, but be sure to read the fine print carefully. Many jewelers that offer insurance don't cover potential theft, and there may be other conditions.

-- Contributed by: Mayntz

Is it better to just purchase the ring at a jeweler that offers diamond insurance?

-- Contributed by: Sarah

The cost really will depend on the specific homeowner's policy and the rates of the company. To get an accurate rate, contact your insurer and try to have a ring appraisal or the original sales information available.

-- Contributed by: Mayntz

What would it typically cost to have your ring insured per year by home owners insurance if ring is about $5200?

-- Contributed by: honwan byrd
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