Loose Diamonds

Loose diamonds
Loose gems

Though there are an amazing variety of engagement ring designs, many couples choose to purchase loose diamonds in order to design an engagement ring that expresses their individuality and specific relationship better than any pre-planned creation. However, when choosing loose stones, couples must take great care to find quality gems well-suited to the proposed design.

Before Choosing Loose Diamonds

Prior to selecting loose stones, it helps if the couple already has an idea about the ring design. The setting, for example, can help determine the quality of the necessary stones: a bezel or flush setting can typically hide small flaws that might be undesirable in a more open setting, such as a prong style. Similarly, the type of metal can affect the stone color; lower-quality diamonds with a slightly yellowish cast will appear far darker in a yellow gold setting, while a platinum or white gold ring may be able to use such stones without the color being as visible.

One of the most important characteristics couples should know before choosing loose diamonds is the preferred shape and size of the stone. While gem dealers will typically have a variety of shapes available, knowing the desired shape and approximate carat size of the stone minimizes the time and effort of searching through inappropriate choices.

Examining Diamonds

Loose diamonds and gems will typically be displayed in small, clear containers, preferably on white foam filler that highlights the stones' true color. There may be several stones in the same small case, usually of similar size and quality - perfect choices for diamond earrings or matched accent stones to create more elaborate rings. Patrons should not be shy about asking to see the stones outside the case in order to examine every angle, and reputable dealers will have loupes, magnifying glasses, and other tools such as microscopes available for such inspections.

Finding Quality Stones

Before purchasing loose stones, couples should educate themselves about diamond quality including several key characteristics:

  • Color: Different shades and hues available in diamonds
  • Carats: Stone size - stones invariably appear smaller once in a setting, so couples should be prepared to purchase slightly larger stones
  • Cut: The quality of the diamond's cut can affect how well the stone can be set in an engagement ring
  • Clarity: Clarity includes being aware of diamond flaws and inclusions that potentially lower the stone's value
  • Anatomy of a Diamond: Knowing the appropriate proportions for diamonds can help couples choose a nicely formed gem

Educated consumers can invariably find good deals while avoiding potential hassles and double-talk that leaves less-informed consumers confused and vulnerable to poor choices.

Buying Loose Gems

While you may be able to find just the right loose stone at a local merchant's facility, you could have access to more choices by shopping online. Here are some sources to get you started in your search:

  • Diamond on Net: Backed by over 20 years of experience, Diamond on Net boasts one of the best varieties of loose colored gemstones and diamonds to be found online. Browse their wholesale or bargain sections for deals and steals on diamonds.
  • James Allen: See a real photo and use a virtual loupe to examine the stones before you make your purchase by taking advantage of their unique Diamond Viewer feature. Be sure to ask about their 100 percent full return policy, 60 day return policy (engagement rings) and lifetime warranties.
  • Blue Nile: Use their diamond search tool to choose just the right diamond. Ask how you can qualify for free shipping on your diamond purchases.
  • NY Diamond Exchange: Use the 4 Cs to narrow down your choices when browsing their inventory of loose stones or call their toll-free number for personal help in your search.

When making purchases online, it's always a good idea to be a smart shopper especially with a large purchase like a diamond. Be sure to check the merchant's credentials carefully and ask about appraisal and grading report information. Verify the return and/or refund policy and procedure if the stone does not meet your expectations.

Setting Diamonds

Most jewelers are happy to set a couple's loose stones, whether they are recent acquisitions or recycled stones from a family heirloom. Even chain stores found in malls can often accommodate loose stones either through their regular lapidary or via a setting and styling event. Whether it is a simple setting or an elaborate arrangement, setting loose diamonds should be easy once the stones are available.

Diamond Cost

Naturally, loose diamonds cost far less than finished rings, because the price does not include the labor involved with creating the ring itself. Most gem dealers have a per carat price depending on the stone's quality although buyers should be sure to get a price quote before selecting the exact gems they would like.

When choosing diamonds for an engagement ring, couples should not forget the cost of the setting and band as well as the labor costs of setting the stones. While the diamonds themselves may seem like a great bargain, when those costs are added together, the expense can quickly spiral away from a couple's budget.

Benefits of Loose Gemstones

To couples unfamiliar with diamond characteristics and the finer points of engagement rings, buying loose stones may seem like too big a hassle to be worth the effort. On the other hand, by choosing loose gemstones, the couple can select quality gems without being fooled by elaborate settings or other distracting elements, and they can design the perfect ring to suit their tastes, personalities, and budget.